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SHARI'AH compliance OF ISLAMIC CREDIT CARDS RECONSIDERED: A CASE STUDY OF MALAYSIA

کلیدواژه: Charges ؛ Islamic bank ؛ Islamic Credit Card ؛ KafÉlah ؛ SharÊʿah ؛ Ujrah

نویسندگان: Razak, Shahrul Azman bin Abd

ناشر: Emerald Group Publishing Limited

Many structures have been proposed by Islamic banks in Malaysia for Islamic credit cards including murÉbaÍah (sale with mark-up), bayʿ al-ʿÊnah (sale and immediate buy-back) and tawarruq (tripartite sale). However, recently, some Islamic financial institutions have employed the contracts of ijÉrah (... ادامه

سال:2015

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Prize‐giving to the premium savings certificate holders: A Shari'ah compliance review on the Bank Simpanan Nasional (National Savings Bank) in Malaysia

کلیدواژه: Banking ؛ Malaysia ؛ Mudarabah ؛ Premium savings certificate ؛ Qard ؛ Shariah compliancy ؛ Wadiah

نویسندگان: Hassan, Razi ؛ Abdullah, Md Faruk ؛ Sawari, Mohd Md

ناشر: International Journal of Islamic and Middle Eastern Finance and Management

Considering the popularity of the premium savings certificate (PSC) of the National Savings Bank of Malaysia (Bank Simpanan Nasional (BSN)) the paper aims to justify the Shari’ah compliancy of this product by analyzing its underlying contracts and to propose a Shari’ah compliant savings certificate,... ادامه

سال:2011

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